Does UPS Sell Money Orders? Everything You Need to Know

The quick answer is no, UPS does not sell money orders. While The UPS Store offers a multitude of services aimed at small businesses and individual consumers, money orders are not among them.

Understanding the UPS Service Portfolio

UPS (United Parcel Service) is primarily known as a global leader in logistics and package delivery. Their core business revolves around transporting goods and documents worldwide. However, The UPS Store represents a franchised network of retail locations offering services that extend beyond shipping. These often include printing, notary services, mailbox rentals, and packing supplies. It’s easy to see why many people might assume money orders fall within this range, but alas, they do not.

Alternative Options for Obtaining Money Orders

Since UPS doesn’t provide money orders, you’ll need to explore alternative avenues. Fortunately, several reliable options are readily available:

Post Offices (USPS)

The United States Postal Service (USPS) is one of the most common and trusted places to purchase money orders. They are widely accessible, relatively inexpensive, and offer varying maximum amounts depending on the destination (domestic or international).

Banks and Credit Unions

Most banks and credit unions offer money orders to their customers. This is often a convenient option if you already have an account with them. However, fees may apply, particularly if you’re not a customer of that specific institution.

Retail Stores

Many major retail chains, such as Walmart, CVS, and Walgreens, provide money order services. These locations offer extended hours and are generally accessible for individuals who need to make purchases outside of traditional banking hours.

Check-Cashing Services

Businesses specializing in check-cashing services, such as MoneyGram and Western Union, also offer money orders. Be aware that their fees can sometimes be higher than other options.

Why Doesn’t UPS Sell Money Orders?

This comes down to UPS’s business model. While The UPS Store provides convenient business services, their focus remains on shipping, printing, and related activities. Selling money orders would require a different set of operational procedures, compliance regulations, and financial infrastructure, potentially diverting resources from their core competencies.

Frequently Asked Questions (FAQs) About Money Orders and UPS

Here are answers to frequently asked questions about money orders and UPS:

1. Can I send a money order through UPS?

Yes, you can certainly ship a money order via UPS, provided you pack it securely and choose a shipping option that includes tracking and insurance. Given the value of a money order, it’s wise to opt for signature confirmation to ensure it reaches the intended recipient. However, UPS is not responsible for the underlying transaction of the money order itself.

2. What are the fees for sending a money order with UPS?

The fees for sending a money order with UPS are the standard shipping costs. These depend on factors like weight, dimensions, distance, and chosen service level (e.g., ground, expedited). It’s best to check the UPS website or visit a store for accurate pricing.

3. What is the maximum amount for a money order I can purchase elsewhere?

The maximum amount for a domestic money order at USPS is generally $1,000. Other providers may have different limits, so it’s crucial to check with the specific vendor.

4. How do I track a money order?

The tracking process depends on where you purchased the money order. USPS money orders have a tracking number that you can enter on the USPS website. Similarly, MoneyGram and Western Union money orders have tracking numbers that can be used on their respective websites. Always keep your receipt for tracking purposes.

5. What if my money order is lost or stolen?

If your money order is lost or stolen, you need to contact the issuing institution immediately. You’ll likely need to provide information such as the money order number, date of purchase, recipient’s name, and your own details. A fee is usually involved to process a replacement.

6. Can I cash a money order at The UPS Store?

No, The UPS Store does not cash money orders. You’ll need to cash it at a bank, credit union, check-cashing service, or possibly at the issuing retail store (e.g., Walmart).

7. What information do I need to purchase a money order?

You generally need to know the recipient’s full name and address. You will also need to have sufficient funds to cover the money order amount plus any applicable fees. Some locations may require identification.

8. What forms of payment are accepted for purchasing money orders?

Most places accept cash for money order purchases. Some may also accept debit cards, but it’s less common for them to accept credit cards. It’s always best to check with the specific location beforehand.

9. Are money orders safer than cash?

Yes, money orders are generally safer than sending cash. If a money order is lost or stolen, it can be canceled and replaced (for a fee), whereas lost or stolen cash is usually unrecoverable. Money orders also provide a receipt and tracking options, offering greater security and peace of mind.

10. What are the advantages of using a money order over a personal check?

Money orders offer several advantages over personal checks. They are guaranteed funds, meaning the recipient knows the funds are available. This makes them suitable for transactions where the recipient may not trust a personal check. Money orders also don’t reveal your bank account information.

11. Can I purchase a money order online?

While UPS doesn’t sell them online, some online payment services offer a similar function that operates electronically. However, the traditional physical money order typically requires an in-person purchase.

12. What is the best way to protect a money order when mailing it?

To protect a money order when mailing it, use a sturdy envelope and consider adding cardboard reinforcement to prevent bending or damage during transit. Choose a shipping service with tracking and insurance, and opt for signature confirmation to ensure it reaches the intended recipient securely. It’s also advisable to make a photocopy of the money order before sending it for your records.

Conclusion

While UPS doesn’t sell money orders, it remains a reliable option for shipping them securely. By understanding the available alternatives for purchasing money orders and taking appropriate precautions when sending them, you can ensure your financial transactions are safe and efficient. Remember to always keep your receipts and track your shipments for added security.