Where to Get a Money Order for a Passport: Your Comprehensive Guide

Need a money order to pay for your passport application? You’re in the right place. Several reliable locations issue money orders, making the payment process straightforward and secure. You can obtain a money order at the United States Postal Service (USPS), Western Union, MoneyGram, most major banks and credit unions, and select retail stores like Walmart and CVS. Choosing the best option depends on convenience, fees, and your specific circumstances.

Understanding Money Orders for Passport Applications

A money order is essentially a prepaid check. It’s a secure and reliable method of payment, particularly when dealing with government agencies like the U.S. Department of State for passport applications. Unlike personal checks, money orders are guaranteed funds, which reduces the risk of rejection. The government prefers secure payment methods like this.

Top Locations to Obtain a Money Order

United States Postal Service (USPS)

The USPS is a popular and reliable option. Money orders are widely available at post office locations across the country. Their fees are generally competitive. They are a common choice for passport related issues.

Western Union

Western Union is another well-known provider of money orders. They offer various locations, often found in convenience stores and pharmacies. However, their fees can be slightly higher compared to the USPS.

MoneyGram

Similar to Western Union, MoneyGram provides money orders at numerous locations, including retail stores. They also offer online options for sending money. Be sure to compare their fees with other providers before making a decision.

Banks and Credit Unions

Most banks and credit unions issue money orders to their customers. If you have an account at a bank or credit union, this might be the most convenient and cost-effective option. Many offer lower fees or even free money orders to account holders.

Retail Stores (Walmart, CVS, etc.)

Select retail stores like Walmart and CVS also offer money order services. This can be a convenient option if you need to run errands or shop while obtaining a money order. Keep in mind that the fees and availability may vary by location.

Step-by-Step Guide to Purchasing a Money Order

1. Choose a Location: Decide where you want to purchase the money order based on convenience, fees, and your banking relationships.
2. Determine the Amount: Know the exact amount you need for your passport application fee. You can find this information on the State Department’s website or on your application form. It is important to know the accurate amount.
3. Visit the Location: Go to the chosen location with a valid form of identification, such as a driver’s license or passport.
4. Complete the Form: Fill out the money order form accurately. You’ll need to include the payee (U.S. Department of State), your name and address (as the purchaser), and the amount.
5. Pay for the Money Order: Pay the amount of the money order plus the applicable fee. You can typically pay with cash, debit card, or sometimes a credit card (although using a credit card may incur additional fees).
6. Keep Your Receipt: Retain the receipt for your records. It contains the money order number, which you’ll need if the money order is lost or stolen.

Important Considerations When Buying a Money Order

• Fees: Compare the fees charged by different providers. These can vary, so it’s worth shopping around for the best deal.
• Limits: Be aware of any maximum limits on the amount you can purchase with a single money order. Passport application fees can be significant, so ensure the money order limit is sufficient.
• Security: Treat your money order like cash. Keep it in a safe place and do not fold or damage it.
• Endorsement: Do not endorse the money order yourself. The U.S. Department of State will endorse it upon receipt.
• Trackability: Check if the provider offers a tracking service for money orders. This can provide peace of mind, especially when sending important payments.
• Acceptable Payment Methods: Find out if the location accepts cash, debit card, or credit cards before visiting. This helps you prepare accordingly.

Frequently Asked Questions (FAQs)

1. Can I use a personal check to pay for my passport application?

Generally, you can’t use a personal check for applying for a passport when you are submitting your application by mail. The U.S. Department of State typically accepts money orders, cashier’s checks, or credit/debit cards. In person applications may allow for checks, but it is recommended to double check.

2. Is it better to get a money order or a cashier’s check for my passport?

Both are acceptable forms of payment. A money order is usually easier and cheaper to obtain. A cashier’s check might be necessary for very large amounts or if specifically required by the passport agency.

3. What happens if my money order for the passport gets lost in the mail?

If your money order is lost, contact the issuer immediately. You’ll need the money order number and proof of purchase (the receipt). They can usually cancel the original and issue a replacement, though there may be a fee.

4. How much does it cost to get a money order for a passport?

The cost of a money order varies. USPS fees are generally around $1.65 for money orders up to $500 and $2.20 for money orders between $500.01 and $1,000. Other providers like Western Union and MoneyGram might charge slightly higher fees. Banks and credit unions usually offer lower fees for their members.

5. What information do I need to fill out on a money order for a passport?

You need to fill out the payee (U.S. Department of State), your name and address (as the purchaser), and the amount of the money order. Make sure the information is accurate and legible.

6. Can I buy a money order online for my passport application?

While some providers like MoneyGram offer online money transfer services, you typically need to purchase a physical money order for a passport application. This ensures it’s a secure and traceable form of payment.

7. Do I need to include my Social Security number on the money order for a passport?

No, you do not need to include your Social Security number on the money order. Only include the required information like the payee, amount, and your name and address.

8. What is the maximum amount for a money order I can purchase?

The maximum amount varies by provider. USPS limits money orders to $1,000. Western Union and MoneyGram may have different limits depending on the location and payment method.

9. Can I use a credit card to purchase a money order for my passport?

Some places allow you to purchase a money order with a debit card, but using a credit card directly might incur additional fees or not be allowed at certain locations. Check with the provider beforehand.

10. How long is a money order valid?

Money orders generally do not expire, but it’s best to use them as soon as possible. If a money order remains uncashed for a long period, some providers might charge a dormancy fee.

11. What if I make a mistake when filling out the money order?

If you make a mistake on the money order, do not attempt to correct it. You will need to void the money order and purchase a new one. This is why careful filling out is crucial.

12. Where can I cash a money order if I need to?

You cannot cash a money order made out to the U.S. Department of State. It can only be deposited by them. If you need to cash a money order made out to you, you can do so at most banks, credit unions, and some retail stores.

By following these guidelines, you can confidently obtain a money order and successfully submit your passport application.