Table of Contents

How to Say “Money” in French: A Comprehensive Guide

So, you want to talk about money in French? Excellent choice! Navigating finances in a new language can feel daunting, but fear not. The most common and direct translation of “money” in French is l’argent. However, like any good linguistic journey, there’s much more to discover beyond this simple answer. Let’s dive in and explore the nuances of discussing funds, finances, and fortune in the beautiful language of Molière.

Understanding “L’argent” and Its Uses

L’argent (pronounced lar-zhawn) is your go-to word for “money” in most situations. It’s a masculine noun, so remember to use the masculine article “le” (or “l'”) when necessary. Here are some common ways to use it:

Avoir de l’argent: To have money
Gagner de l’argent: To earn money
Dépenser de l’argent: To spend money
Manquer d’argent: To lack money
L’argent de poche: Pocket money

However, “l’argent” is a general term. Depending on the context, you might need more specific vocabulary. Let’s explore some of those scenarios.

Specific Types of Money and Financial Concepts

While l’argent is useful, knowing other terms can significantly improve your financial fluency in French.

La monnaie: This refers to coins or currency. It’s often used when talking about small change. “Avez-vous de la monnaie pour le parcmètre?” (Do you have change for the parking meter?)
Les billets: This refers to banknotes or bills. “Il a sorti quelques billets de son portefeuille.” (He took some banknotes out of his wallet.)
Les espèces: This means cash. “Je préfère payer en espèces.” (I prefer to pay in cash.)
Un chèque: A check. “Je vais vous faire un chèque.” (I’ll write you a check.)
Une carte de crédit: A credit card. “Puis-je payer avec ma carte de crédit?” (Can I pay with my credit card?)
Un virement bancaire: A bank transfer. “Je vais faire un virement bancaire.” (I’m going to make a bank transfer.)
Le salaire: Salary or wages. “Quel est votre salaire annuel?” (What is your annual salary?)
Les impôts: Taxes. “Je dois payer mes impôts.” (I have to pay my taxes.)
Un prêt: A loan. “J’ai besoin d’un prêt pour acheter une maison.” (I need a loan to buy a house.)

Slang and Informal Ways to Say “Money”

Like any language, French has its share of slang terms for money. These are generally used in informal settings:

Le fric: This is a very common slang term for money, similar to “dough” or “moolah” in English. It’s generally considered informal and sometimes a bit vulgar.
Le pognon: Another slang term for money, similar in usage to “le fric.”
Les thunes: This is a slightly less common, but still understandable, slang term for money.
La tune: This is a singular version of “les thunes” and also means money.

Mastering Financial Conversations in French

Beyond just knowing the vocabulary, it’s essential to understand how to use it in context. Here are some phrases that will be helpful in everyday financial situations:

Combien ça coûte?: How much does it cost?
C’est trop cher: That’s too expensive.
C’est bon marché: That’s cheap.
Je n’ai pas assez d’argent: I don’t have enough money.
Où est le distributeur de billets le plus proche?: Where is the nearest ATM?
Puis-je avoir une facture?: Can I have a receipt?

By combining these phrases with the vocabulary we’ve covered, you’ll be well on your way to confidently discussing finances in French.

Frequently Asked Questions (FAQs)

1. Is “l’argent” masculine or feminine?

L’argent is a masculine noun in French. Always remember to use the masculine article “le” or “l'” before it.

2. When should I use “la monnaie” instead of “l’argent”?

Use “la monnaie” when you are specifically referring to coins or small change. Use “l’argent” when speaking about money in general.

3. Are there any regions where the word for “money” is different?

While “l’argent” is universally understood throughout the French-speaking world, some regional dialects might have their own slang terms or variations. However, sticking to “l’argent” is always a safe bet.

4. How do I say “I’m broke” in French?

You can say “Je suis fauché(e).” Note the feminine ending “(e)” for female speakers. Another option is “Je n’ai plus d’argent” (I have no more money).

5. What’s the difference between “coûter” and “dépenser”?

“Coûter” means “to cost,” while “dépenser” means “to spend.” For example: “Combien coûte cette voiture?” (How much does this car cost?) and “J’ai dépensé beaucoup d’argent hier.” (I spent a lot of money yesterday.)

6. How do you say “rich” or “wealthy” in French?

You can say “riche” (rich) or “fortuné(e)” (wealthy/fortunate). The feminine form “fortunée” is used for female subjects.

7. How do you say “poor” in French?

You can say “pauvre” (poor).

8. How do you ask for a discount in French?

You can ask “Est-ce que vous faites un rabais?” or “Pourrais-je avoir une réduction?” Both translate to “Do you offer a discount?”

9. What’s the French word for “budget”?

The French word for “budget” is “un budget.” You can say “établir un budget” (to set a budget) or “respecter son budget” (to stick to one’s budget).

10. How do I talk about investments in French?

The French word for investment is “un investissement“. You can also use the verb “investir” (to invest). For example, “J’ai fait un investissement en bourse” (I made an investment in the stock market).

11. Is “argent” related to the element silver?

Yes, the French word “argent” (money) is etymologically related to the French word “argent” (silver). This is because silver was historically used as a form of currency.

12. Are there any common idioms involving “l’argent”?

Yes, there are several idioms involving “l’argent”. One common one is “L’argent ne fait pas le bonheur,” which translates to “Money doesn’t buy happiness.” Another is “Mettre de l’argent de côté,” which means “to save money” or “to put money aside.”