Where’s My DoorDash 1099? A Dasher’s Guide to Tax Time

Alright, fellow Dashers, tax season is upon us, and that means one thing: tracking down that crucial 1099-NEC form. This document is your key to filing your taxes accurately and avoiding any unwanted surprises with the IRS. Let’s get straight to the point:

Where can I find my DoorDash 1099? Your DoorDash 1099-NEC is available electronically through the Stripe Express dashboard. DoorDash partners with Stripe to handle payments and tax form generation for its Dashers. You’ll need to have created or accessed your Stripe Express account to view and download your 1099-NEC. If you earned at least $600 dashing in the previous year, it should be available in your Stripe Express account by January 31st. If you opted for paper delivery, expect it to arrive via mail around the same time.

Understanding Your DoorDash 1099-NEC

Let’s dive a bit deeper into what this form actually represents. The 1099-NEC (Nonemployee Compensation) reports the total amount DoorDash paid you as an independent contractor throughout the tax year. This income is subject to self-employment tax (Social Security and Medicare) as well as income tax.

Key Sections to Pay Attention To

• Box 1: Nonemployee Compensation: This is the most important box! It shows the total amount DoorDash paid you for your dashing services. This is the number you’ll use when reporting your income on Schedule C (Profit or Loss From Business).
• Your Information: Verify that your name, address, and Taxpayer Identification Number (TIN) – usually your Social Security Number (SSN) or Employer Identification Number (EIN) – are accurate. Any discrepancies should be reported to DoorDash immediately through the Stripe Express platform.
• Payer Information: This section contains DoorDash’s information. Ensure that the payer’s name and address are also correct.

Frequently Asked Questions (FAQs) about Your DoorDash 1099

Here’s a comprehensive list of frequently asked questions to address any confusion or concerns you may have about receiving and using your DoorDash 1099-NEC form.

1. What if I didn’t receive my 1099-NEC?

If you earned $600 or more and haven’t received your 1099-NEC by early February, first check your Stripe Express account. Make sure you’ve fully set up your account. If the form isn’t there, contact DoorDash support through the app or website. They can investigate the issue and ensure the form is generated or reissued. Also, double-check that your mailing address is correct within the app.

2. I can’t access my Stripe Express account. What should I do?

If you’re having trouble logging into your Stripe Express account, try resetting your password. If that doesn’t work, contact Stripe support directly. They are best equipped to handle account access issues. You’ll likely need to provide information to verify your identity.

3. My 1099-NEC has incorrect information. How do I correct it?

If you spot an error on your 1099-NEC, such as an incorrect SSN or payment amount, contact DoorDash support through the Stripe Express dashboard. They will need to investigate and potentially issue a corrected form (a 1099-NECc). Don’t file your taxes until you have a corrected form.

4. Can I get a copy of my 1099-NEC from DoorDash directly?

DoorDash primarily uses Stripe Express for 1099-NEC distribution. While you can contact DoorDash support, they’ll likely direct you to your Stripe Express account first. It is important to note that DoorDash usually doesn’t mail the forms unless you selected that option in your Stripe Express dashboard.

5. What if I dashed for DoorDash in multiple states? Will I receive separate 1099-NEC forms?

Generally, you’ll receive only one 1099-NEC from DoorDash, regardless of how many states you worked in. The form will reflect your total earnings across all locations.

6. What expenses can I deduct as a DoorDash driver?

As an independent contractor, you can deduct business expenses that are ordinary and necessary for your dashing business. Common deductions include:

• Mileage: This is often the biggest deduction! Keep accurate records of your business miles.
• Phone Expenses: The portion of your phone bill used for business purposes.
• Car Maintenance: Repairs, oil changes, and tires (if you’re not claiming mileage).
• Car Insurance: The portion of your car insurance premium related to business use.
• Parking and Tolls: Expenses incurred while dashing.
• Hot Bags and Supplies: Items used to keep food warm or handle deliveries.

Important: Consult with a tax professional to determine which deductions apply to your specific situation.

7. Do I need to pay estimated taxes as a DoorDash driver?

Yes, most likely. Because you’re an independent contractor, taxes aren’t automatically withheld from your earnings. If you expect to owe $1,000 or more in taxes, you’ll likely need to make estimated tax payments to the IRS quarterly. This helps you avoid penalties at the end of the year.

8. How do I file my taxes as a DoorDash driver?

You’ll typically file your taxes using Schedule C (Profit or Loss From Business) to report your income and expenses. You’ll also need Schedule SE (Self-Employment Tax) to calculate the self-employment tax you owe. These forms are then submitted with your Form 1040. Consider using tax software or consulting with a tax professional to ensure accurate filing.

9. Is the money I earn from DoorDash taxable even if it’s less than $600?

Yes. Even if you earned less than $600, the income is still taxable. You might not receive a 1099-NEC, but you’re still obligated to report all income you earned on your tax return.

10. What is the deadline to file my taxes?

The standard deadline to file your federal income tax return is April 15th. However, this date can sometimes be shifted due to weekends or holidays. If you need more time, you can file for an extension, which typically gives you until October 15th to file. However, an extension to file is not an extension to pay. You’ll still need to estimate and pay any taxes owed by the original April deadline.

11. Can I deduct health insurance premiums as a self-employed DoorDash driver?

Yes, you may be able to deduct health insurance premiums. If you are self-employed and pay for your own health insurance, you may be able to deduct the amount you paid for premiums. This deduction is taken on Form 1040, above the line, which means you do not need to itemize to take this deduction. There are certain conditions and limitations, so be sure to consult with a tax professional or review IRS publications.

12. What records should I keep as a DoorDash driver for tax purposes?

Keeping accurate records is crucial for maximizing deductions and simplifying the tax filing process. Be sure to track the following:

• Mileage log: Record the date, starting location, ending location, and purpose of each business trip.
• Income records: Keep track of all payments received from DoorDash.
• Expense receipts: Save all receipts for deductible expenses, such as car repairs, phone bills, and supplies.
• Bank statements: These can help verify income and expenses.
• Copies of your 1099-NEC forms: Store these securely.

Remember, staying organized and informed is key to navigating tax season as a DoorDash driver. When in doubt, seek guidance from a qualified tax professional to ensure you’re maximizing your deductions and complying with all applicable tax laws. Good luck, and happy dashing (and filing)!